In-ride insurance, also called Personal Accident Insurance, is an insurance policy which covers individuals (passengers and Captains) in the case of death or serious injury. The policy covers medical expenses incurred as a result of an accident during a Careem ride.
This is not to be confused with motor vehicle insurance. Motor vehicle insurance is a separate policy and legally required to be held by Captains.
Motor insurance primarily covers damage to the vehicle and can also cover damage to third party property and injury to the passenger/driver. Our in-ride insurance provides more comprehensive cover for personal injury in case of a serious accident and gives greater peace of mind to our captains, customers, and their families.